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Pennsylvania 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $2,095,200 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $472,030 $907,900 view details »
Allegheny County $472,030 $907,900 view details »
Armstrong County $472,030 $907,900 view details »
Beaver County $472,030 $907,900 view details »
Bedford County $472,030 $907,900 view details »
Berks County $472,030 $907,900 view details »
Blair County $472,030 $907,900 view details »
Bradford County $472,030 $907,900 view details »
Bucks County $529,000 $1,017,300 view details »
Butler County $472,030 $907,900 view details »
Cambria County $472,030 $907,900 view details »
Cameron County $472,030 $907,900 view details »
Carbon County $472,030 $907,900 view details »
Centre County $472,030 $907,900 view details »
Chester County $529,000 $1,017,300 view details »
Clarion County $472,030 $907,900 view details »
Clearfield County $472,030 $907,900 view details »
Clinton County $472,030 $907,900 view details »
Columbia County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Cumberland County $472,030 $907,900 view details »
Dauphin County $472,030 $907,900 view details »
Delaware County $529,000 $1,017,300 view details »
Elk County $472,030 $907,900 view details »
Erie County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Forest County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Fulton County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Huntingdon County $472,030 $907,900 view details »
Indiana County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Juniata County $472,030 $907,900 view details »
Lackawanna County $472,030 $907,900 view details »
Lancaster County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Lebanon County $472,030 $907,900 view details »
Lehigh County $472,030 $907,900 view details »
Luzerne County $472,030 $907,900 view details »
Lycoming County $472,030 $907,900 view details »
Mckean County $472,030 $907,900 view details »
Mercer County $472,030 $907,900 view details »
Mifflin County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $529,000 $1,017,300 view details »
Montour County $472,030 $907,900 view details »
Northampton County $472,030 $907,900 view details »
Northumberland County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Philadelphia County $529,000 $1,017,300 view details »
Pike County $1,089,300 $2,095,200 view details »
Potter County $472,030 $907,900 view details »
Schuylkill County $472,030 $907,900 view details »
Snyder County $472,030 $907,900 view details »
Somerset County $472,030 $907,900 view details »
Sullivan County $472,030 $907,900 view details »
Susquehanna County $472,030 $907,900 view details »
Tioga County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Venango County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Westmoreland County $472,030 $907,900 view details »
Wyoming County $472,030 $907,900 view details »
York County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Pennsylvania is $472,030 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania
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