Pennsylvania 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $1,581,750 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,581,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $356,362 $685,400 view details »
Allegheny County $356,362 $685,400 view details »
Armstrong County $356,362 $685,400 view details »
Beaver County $356,362 $685,400 view details »
Bedford County $356,362 $685,400 view details »
Berks County $356,362 $685,400 view details »
Blair County $356,362 $685,400 view details »
Bradford County $356,362 $685,400 view details »
Bucks County $431,250 $829,350 view details »
Butler County $356,362 $685,400 view details »
Cambria County $356,362 $685,400 view details »
Cameron County $356,362 $685,400 view details »
Carbon County $372,600 $716,550 view details »
Centre County $356,362 $685,400 view details »
Chester County $431,250 $829,350 view details »
Clarion County $356,362 $685,400 view details »
Clearfield County $356,362 $685,400 view details »
Clinton County $356,362 $685,400 view details »
Columbia County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Cumberland County $356,362 $685,400 view details »
Dauphin County $356,362 $685,400 view details »
Delaware County $431,250 $829,350 view details »
Elk County $356,362 $685,400 view details »
Erie County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Forest County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Fulton County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Huntingdon County $356,362 $685,400 view details »
Indiana County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Juniata County $356,362 $685,400 view details »
Lackawanna County $356,362 $685,400 view details »
Lancaster County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Lebanon County $356,362 $685,400 view details »
Lehigh County $372,600 $716,550 view details »
Luzerne County $356,362 $685,400 view details »
Lycoming County $356,362 $685,400 view details »
Mckean County $356,362 $685,400 view details »
Mercer County $356,362 $685,400 view details »
Mifflin County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $431,250 $829,350 view details »
Montour County $356,362 $685,400 view details »
Northampton County $372,600 $716,550 view details »
Northumberland County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Philadelphia County $431,250 $829,350 view details »
Pike County $822,375 $1,581,750 view details »
Potter County $356,362 $685,400 view details »
Schuylkill County $356,362 $685,400 view details »
Snyder County $356,362 $685,400 view details »
Somerset County $356,362 $685,400 view details »
Sullivan County $356,362 $685,400 view details »
Susquehanna County $356,362 $685,400 view details »
Tioga County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Venango County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Westmoreland County $356,362 $685,400 view details »
Wyoming County $356,362 $685,400 view details »
York County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Pennsylvania is $356,362 for a single-family home and $1,581,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania