Pennsylvania 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $1,472,550 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($1,472,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $331,760 $638,100 view details »
Allegheny County $331,760 $638,100 view details »
Armstrong County $331,760 $638,100 view details »
Beaver County $331,760 $638,100 view details »
Bedford County $331,760 $638,100 view details »
Berks County $331,760 $638,100 view details »
Blair County $331,760 $638,100 view details »
Bradford County $331,760 $638,100 view details »
Bucks County $408,250 $785,100 view details »
Butler County $331,760 $638,100 view details »
Cambria County $331,760 $638,100 view details »
Cameron County $331,760 $638,100 view details »
Carbon County $372,600 $716,550 view details »
Centre County $331,760 $638,100 view details »
Chester County $408,250 $785,100 view details »
Clarion County $331,760 $638,100 view details »
Clearfield County $331,760 $638,100 view details »
Clinton County $331,760 $638,100 view details »
Columbia County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Cumberland County $331,760 $638,100 view details »
Dauphin County $331,760 $638,100 view details »
Delaware County $408,250 $785,100 view details »
Elk County $331,760 $638,100 view details »
Erie County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Forest County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Fulton County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Huntingdon County $331,760 $638,100 view details »
Indiana County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Juniata County $331,760 $638,100 view details »
Lackawanna County $331,760 $638,100 view details »
Lancaster County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Lebanon County $331,760 $638,100 view details »
Lehigh County $372,600 $716,550 view details »
Luzerne County $331,760 $638,100 view details »
Lycoming County $331,760 $638,100 view details »
Mckean County $331,760 $638,100 view details »
Mercer County $331,760 $638,100 view details »
Mifflin County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $408,250 $785,100 view details »
Montour County $331,760 $638,100 view details »
Northampton County $372,600 $716,550 view details »
Northumberland County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Philadelphia County $408,250 $785,100 view details »
Pike County $765,600 $1,472,550 view details »
Potter County $331,760 $638,100 view details »
Schuylkill County $331,760 $638,100 view details »
Snyder County $331,760 $638,100 view details »
Somerset County $331,760 $638,100 view details »
Sullivan County $331,760 $638,100 view details »
Susquehanna County $331,760 $638,100 view details »
Tioga County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Venango County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Westmoreland County $331,760 $638,100 view details »
Wyoming County $331,760 $638,100 view details »
York County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Pennsylvania is $331,760 for a single-family home and $1,472,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania