Pennsylvania 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $2,211,600 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($2,211,600)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $498,257 $958,350 view details »
Allegheny County $498,257 $958,350 view details »
Armstrong County $498,257 $958,350 view details »
Beaver County $498,257 $958,350 view details »
Bedford County $498,257 $958,350 view details »
Berks County $498,257 $958,350 view details »
Blair County $498,257 $958,350 view details »
Bradford County $498,257 $958,350 view details »
Bucks County $557,750 $1,072,600 view details »
Butler County $498,257 $958,350 view details »
Cambria County $498,257 $958,350 view details »
Cameron County $498,257 $958,350 view details »
Carbon County $498,257 $958,350 view details »
Centre County $498,257 $958,350 view details »
Chester County $557,750 $1,072,600 view details »
Clarion County $498,257 $958,350 view details »
Clearfield County $498,257 $958,350 view details »
Clinton County $498,257 $958,350 view details »
Columbia County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Cumberland County $498,257 $958,350 view details »
Dauphin County $498,257 $958,350 view details »
Delaware County $557,750 $1,072,600 view details »
Elk County $498,257 $958,350 view details »
Erie County $498,257 $958,350 view details »
Fayette County $498,257 $958,350 view details »
Forest County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Fulton County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Huntingdon County $498,257 $958,350 view details »
Indiana County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Juniata County $498,257 $958,350 view details »
Lackawanna County $498,257 $958,350 view details »
Lancaster County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Lebanon County $498,257 $958,350 view details »
Lehigh County $498,257 $958,350 view details »
Luzerne County $498,257 $958,350 view details »
Lycoming County $498,257 $958,350 view details »
Mckean County $498,257 $958,350 view details »
Mercer County $498,257 $958,350 view details »
Mifflin County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $557,750 $1,072,600 view details »
Montour County $498,257 $958,350 view details »
Northampton County $498,257 $958,350 view details »
Northumberland County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Philadelphia County $557,750 $1,072,600 view details »
Pike County $1,149,825 $2,211,600 view details »
Potter County $498,257 $958,350 view details »
Schuylkill County $498,257 $958,350 view details »
Snyder County $498,257 $958,350 view details »
Somerset County $498,257 $958,350 view details »
Sullivan County $498,257 $958,350 view details »
Susquehanna County $498,257 $958,350 view details »
Tioga County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Venango County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Westmoreland County $498,257 $958,350 view details »
Wyoming County $498,257 $958,350 view details »
York County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Pennsylvania is $498,257 for a single-family home and $2,211,600 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania