Pennsylvania 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $2,326,875 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($1,008,300)
Highest Loan Limit ($2,326,875)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $524,225 $1,008,300 view details »
Allegheny County $524,225 $1,008,300 view details »
Armstrong County $524,225 $1,008,300 view details »
Beaver County $524,225 $1,008,300 view details »
Bedford County $524,225 $1,008,300 view details »
Berks County $524,225 $1,008,300 view details »
Blair County $524,225 $1,008,300 view details »
Bradford County $524,225 $1,008,300 view details »
Bucks County $594,550 $1,143,400 view details »
Butler County $524,225 $1,008,300 view details »
Cambria County $524,225 $1,008,300 view details »
Cameron County $524,225 $1,008,300 view details »
Carbon County $524,225 $1,008,300 view details »
Centre County $524,225 $1,008,300 view details »
Chester County $594,550 $1,143,400 view details »
Clarion County $524,225 $1,008,300 view details »
Clearfield County $524,225 $1,008,300 view details »
Clinton County $524,225 $1,008,300 view details »
Columbia County $524,225 $1,008,300 view details »
Crawford County $524,225 $1,008,300 view details »
Cumberland County $524,225 $1,008,300 view details »
Dauphin County $524,225 $1,008,300 view details »
Delaware County $594,550 $1,143,400 view details »
Elk County $524,225 $1,008,300 view details »
Erie County $524,225 $1,008,300 view details »
Fayette County $524,225 $1,008,300 view details »
Forest County $524,225 $1,008,300 view details »
Franklin County $524,225 $1,008,300 view details »
Fulton County $524,225 $1,008,300 view details »
Greene County $524,225 $1,008,300 view details »
Huntingdon County $524,225 $1,008,300 view details »
Indiana County $524,225 $1,008,300 view details »
Jefferson County $524,225 $1,008,300 view details »
Juniata County $524,225 $1,008,300 view details »
Lackawanna County $524,225 $1,008,300 view details »
Lancaster County $524,225 $1,008,300 view details »
Lawrence County $524,225 $1,008,300 view details »
Lebanon County $524,225 $1,008,300 view details »
Lehigh County $524,225 $1,008,300 view details »
Luzerne County $524,225 $1,008,300 view details »
Lycoming County $524,225 $1,008,300 view details »
Mckean County $524,225 $1,008,300 view details »
Mercer County $524,225 $1,008,300 view details »
Mifflin County $524,225 $1,008,300 view details »
Monroe County $524,225 $1,008,300 view details »
Montgomery County $594,550 $1,143,400 view details »
Montour County $524,225 $1,008,300 view details »
Northampton County $524,225 $1,008,300 view details »
Northumberland County $524,225 $1,008,300 view details »
Perry County $524,225 $1,008,300 view details »
Philadelphia County $594,550 $1,143,400 view details »
Pike County $1,209,750 $2,326,875 view details »
Potter County $524,225 $1,008,300 view details »
Schuylkill County $524,225 $1,008,300 view details »
Snyder County $524,225 $1,008,300 view details »
Somerset County $524,225 $1,008,300 view details »
Sullivan County $524,225 $1,008,300 view details »
Susquehanna County $524,225 $1,008,300 view details »
Tioga County $524,225 $1,008,300 view details »
Union County $524,225 $1,008,300 view details »
Venango County $524,225 $1,008,300 view details »
Warren County $524,225 $1,008,300 view details »
Washington County $524,225 $1,008,300 view details »
Wayne County $524,225 $1,008,300 view details »
Westmoreland County $524,225 $1,008,300 view details »
Wyoming County $524,225 $1,008,300 view details »
York County $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Pennsylvania is $524,225 for a single-family home and $2,326,875 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania