Pennsylvania 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $1,397,400 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Allegheny County $314,827 $605,525 view details »
Armstrong County $314,827 $605,525 view details »
Beaver County $314,827 $605,525 view details »
Bedford County $314,827 $605,525 view details »
Berks County $314,827 $605,525 view details »
Blair County $314,827 $605,525 view details »
Bradford County $314,827 $605,525 view details »
Bucks County $402,500 $774,050 view details »
Butler County $314,827 $605,525 view details »
Cambria County $314,827 $605,525 view details »
Cameron County $314,827 $605,525 view details »
Carbon County $372,600 $716,550 view details »
Centre County $314,827 $605,525 view details »
Chester County $402,500 $774,050 view details »
Clarion County $314,827 $605,525 view details »
Clearfield County $314,827 $605,525 view details »
Clinton County $314,827 $605,525 view details »
Columbia County $314,827 $605,525 view details »
Crawford County $314,827 $605,525 view details »
Cumberland County $314,827 $605,525 view details »
Dauphin County $314,827 $605,525 view details »
Delaware County $402,500 $774,050 view details »
Elk County $314,827 $605,525 view details »
Erie County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Forest County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Fulton County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Huntingdon County $314,827 $605,525 view details »
Indiana County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Juniata County $314,827 $605,525 view details »
Lackawanna County $314,827 $605,525 view details »
Lancaster County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Lebanon County $314,827 $605,525 view details »
Lehigh County $372,600 $716,550 view details »
Luzerne County $314,827 $605,525 view details »
Lycoming County $314,827 $605,525 view details »
Mckean County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Mifflin County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $402,500 $774,050 view details »
Montour County $314,827 $605,525 view details »
Northampton County $372,600 $716,550 view details »
Northumberland County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Philadelphia County $402,500 $774,050 view details »
Pike County $726,525 $1,397,400 view details »
Potter County $314,827 $605,525 view details »
Schuylkill County $314,827 $605,525 view details »
Snyder County $314,827 $605,525 view details »
Somerset County $314,827 $605,525 view details »
Sullivan County $314,827 $605,525 view details »
Susquehanna County $314,827 $605,525 view details »
Tioga County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Venango County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Westmoreland County $314,827 $605,525 view details »
Wyoming County $314,827 $605,525 view details »
York County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Pennsylvania is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania