Pennsylvania 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $2,095,200 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$472,030	$907,900	view details »
Allegheny County	$472,030	$907,900	view details »
Armstrong County	$472,030	$907,900	view details »
Beaver County	$472,030	$907,900	view details »
Bedford County	$472,030	$907,900	view details »
Berks County	$472,030	$907,900	view details »
Blair County	$472,030	$907,900	view details »
Bradford County	$472,030	$907,900	view details »
Bucks County	$529,000	$1,017,300	view details »
Butler County	$472,030	$907,900	view details »
Cambria County	$472,030	$907,900	view details »
Cameron County	$472,030	$907,900	view details »
Carbon County	$472,030	$907,900	view details »
Centre County	$472,030	$907,900	view details »
Chester County	$529,000	$1,017,300	view details »
Clarion County	$472,030	$907,900	view details »
Clearfield County	$472,030	$907,900	view details »
Clinton County	$472,030	$907,900	view details »
Columbia County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Cumberland County	$472,030	$907,900	view details »
Dauphin County	$472,030	$907,900	view details »
Delaware County	$529,000	$1,017,300	view details »
Elk County	$472,030	$907,900	view details »
Erie County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Forest County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Fulton County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Huntingdon County	$472,030	$907,900	view details »
Indiana County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Juniata County	$472,030	$907,900	view details »
Lackawanna County	$472,030	$907,900	view details »
Lancaster County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Lebanon County	$472,030	$907,900	view details »
Lehigh County	$472,030	$907,900	view details »
Luzerne County	$472,030	$907,900	view details »
Lycoming County	$472,030	$907,900	view details »
Mckean County	$472,030	$907,900	view details »
Mercer County	$472,030	$907,900	view details »
Mifflin County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$529,000	$1,017,300	view details »
Montour County	$472,030	$907,900	view details »
Northampton County	$472,030	$907,900	view details »
Northumberland County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Philadelphia County	$529,000	$1,017,300	view details »
Pike County	$1,089,300	$2,095,200	view details »
Potter County	$472,030	$907,900	view details »
Schuylkill County	$472,030	$907,900	view details »
Snyder County	$472,030	$907,900	view details »
Somerset County	$472,030	$907,900	view details »
Sullivan County	$472,030	$907,900	view details »
Susquehanna County	$472,030	$907,900	view details »
Tioga County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Venango County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Westmoreland County	$472,030	$907,900	view details »
Wyoming County	$472,030	$907,900	view details »
York County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Pennsylvania is $472,030 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.

Pennsylvania 2023 FHA Loan Limits

Loan Limits in Pennsylvania

Loan Limits by County in Pennsylvania (67 counties)

How to qualify for an FHA Loan in Pennsylvania?

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