Pennsylvania 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $2,326,875 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($2,326,875)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$524,225	$1,008,300	view details »
Allegheny County	$524,225	$1,008,300	view details »
Armstrong County	$524,225	$1,008,300	view details »
Beaver County	$524,225	$1,008,300	view details »
Bedford County	$524,225	$1,008,300	view details »
Berks County	$524,225	$1,008,300	view details »
Blair County	$524,225	$1,008,300	view details »
Bradford County	$524,225	$1,008,300	view details »
Bucks County	$594,550	$1,143,400	view details »
Butler County	$524,225	$1,008,300	view details »
Cambria County	$524,225	$1,008,300	view details »
Cameron County	$524,225	$1,008,300	view details »
Carbon County	$524,225	$1,008,300	view details »
Centre County	$524,225	$1,008,300	view details »
Chester County	$594,550	$1,143,400	view details »
Clarion County	$524,225	$1,008,300	view details »
Clearfield County	$524,225	$1,008,300	view details »
Clinton County	$524,225	$1,008,300	view details »
Columbia County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Cumberland County	$524,225	$1,008,300	view details »
Dauphin County	$524,225	$1,008,300	view details »
Delaware County	$594,550	$1,143,400	view details »
Elk County	$524,225	$1,008,300	view details »
Erie County	$524,225	$1,008,300	view details »
Fayette County	$524,225	$1,008,300	view details »
Forest County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Fulton County	$524,225	$1,008,300	view details »
Greene County	$524,225	$1,008,300	view details »
Huntingdon County	$524,225	$1,008,300	view details »
Indiana County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Juniata County	$524,225	$1,008,300	view details »
Lackawanna County	$524,225	$1,008,300	view details »
Lancaster County	$524,225	$1,008,300	view details »
Lawrence County	$524,225	$1,008,300	view details »
Lebanon County	$524,225	$1,008,300	view details »
Lehigh County	$524,225	$1,008,300	view details »
Luzerne County	$524,225	$1,008,300	view details »
Lycoming County	$524,225	$1,008,300	view details »
Mckean County	$524,225	$1,008,300	view details »
Mercer County	$524,225	$1,008,300	view details »
Mifflin County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Montgomery County	$594,550	$1,143,400	view details »
Montour County	$524,225	$1,008,300	view details »
Northampton County	$524,225	$1,008,300	view details »
Northumberland County	$524,225	$1,008,300	view details »
Perry County	$524,225	$1,008,300	view details »
Philadelphia County	$594,550	$1,143,400	view details »
Pike County	$1,209,750	$2,326,875	view details »
Potter County	$524,225	$1,008,300	view details »
Schuylkill County	$524,225	$1,008,300	view details »
Snyder County	$524,225	$1,008,300	view details »
Somerset County	$524,225	$1,008,300	view details »
Sullivan County	$524,225	$1,008,300	view details »
Susquehanna County	$524,225	$1,008,300	view details »
Tioga County	$524,225	$1,008,300	view details »
Union County	$524,225	$1,008,300	view details »
Venango County	$524,225	$1,008,300	view details »
Warren County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wayne County	$524,225	$1,008,300	view details »
Westmoreland County	$524,225	$1,008,300	view details »
Wyoming County	$524,225	$1,008,300	view details »
York County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Pennsylvania is $524,225 for a single-family home and $2,326,875 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.

Pennsylvania 2025 FHA Loan Limits

Loan Limits in Pennsylvania

Loan Limits by County in Pennsylvania (67 counties)

How to qualify for an FHA Loan in Pennsylvania?

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