Pennsylvania 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $1,867,275 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,867,275)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Pennsylvania (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $420,680 $809,150 view details »
Allegheny County $420,680 $809,150 view details »
Armstrong County $420,680 $809,150 view details »
Beaver County $420,680 $809,150 view details »
Bedford County $420,680 $809,150 view details »
Berks County $420,680 $809,150 view details »
Blair County $420,680 $809,150 view details »
Bradford County $420,680 $809,150 view details »
Bucks County $477,250 $917,800 view details »
Butler County $420,680 $809,150 view details »
Cambria County $420,680 $809,150 view details »
Cameron County $420,680 $809,150 view details »
Carbon County $420,680 $809,150 view details »
Centre County $420,680 $809,150 view details »
Chester County $477,250 $917,800 view details »
Clarion County $420,680 $809,150 view details »
Clearfield County $420,680 $809,150 view details »
Clinton County $420,680 $809,150 view details »
Columbia County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Cumberland County $420,680 $809,150 view details »
Dauphin County $420,680 $809,150 view details »
Delaware County $477,250 $917,800 view details »
Elk County $420,680 $809,150 view details »
Erie County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Forest County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Fulton County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Huntingdon County $420,680 $809,150 view details »
Indiana County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Juniata County $420,680 $809,150 view details »
Lackawanna County $420,680 $809,150 view details »
Lancaster County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Lebanon County $420,680 $809,150 view details »
Lehigh County $420,680 $809,150 view details »
Luzerne County $420,680 $809,150 view details »
Lycoming County $420,680 $809,150 view details »
Mckean County $420,680 $809,150 view details »
Mercer County $420,680 $809,150 view details »
Mifflin County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $477,250 $917,800 view details »
Montour County $420,680 $809,150 view details »
Northampton County $420,680 $809,150 view details »
Northumberland County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Philadelphia County $477,250 $917,800 view details »
Pike County $970,800 $1,867,275 view details »
Potter County $420,680 $809,150 view details »
Schuylkill County $420,680 $809,150 view details »
Snyder County $420,680 $809,150 view details »
Somerset County $420,680 $809,150 view details »
Sullivan County $420,680 $809,150 view details »
Susquehanna County $420,680 $809,150 view details »
Tioga County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Venango County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Westmoreland County $420,680 $809,150 view details »
Wyoming County $420,680 $809,150 view details »
York County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Pennsylvania is $420,680 for a single-family home and $1,867,275 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Pennsylvania. Additional restricts apply. Click on the Pennsylvania map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania