Pennsylvania FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Pennsylvania

Pennsylvania has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $1,397,400 for a 4-bedroom unit in Pike County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Pennsylvania's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Pennsylvania?

To qualify for an FHA loan in Pennsylvania, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Pennsylvania is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Pennsylvania. Click on the Pennsylvania map above or the table below to see loan limits in your area.

Loan Limits by County in Pennsylvania (67)

County Lowest Loan Limit Highest Loan Limit
Adams County $314,827 $605,525 view loan limits »
Allegheny County $314,827 $605,525 view loan limits »
Armstrong County $314,827 $605,525 view loan limits »
Beaver County $314,827 $605,525 view loan limits »
Bedford County $314,827 $605,525 view loan limits »
Berks County $314,827 $605,525 view loan limits »
Blair County $314,827 $605,525 view loan limits »
Bradford County $314,827 $605,525 view loan limits »
Bucks County $402,500 $774,050 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Cambria County $314,827 $605,525 view loan limits »
Cameron County $314,827 $605,525 view loan limits »
Carbon County $372,600 $716,550 view loan limits »
Centre County $314,827 $605,525 view loan limits »
Chester County $402,500 $774,050 view loan limits »
Clarion County $314,827 $605,525 view loan limits »
Clearfield County $314,827 $605,525 view loan limits »
Clinton County $314,827 $605,525 view loan limits »
Columbia County $314,827 $605,525 view loan limits »
Crawford County $314,827 $605,525 view loan limits »
Cumberland County $314,827 $605,525 view loan limits »
Dauphin County $314,827 $605,525 view loan limits »
Delaware County $402,500 $774,050 view loan limits »
Elk County $314,827 $605,525 view loan limits »
Erie County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Forest County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Fulton County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Huntingdon County $314,827 $605,525 view loan limits »
Indiana County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Juniata County $314,827 $605,525 view loan limits »
Lackawanna County $314,827 $605,525 view loan limits »
Lancaster County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lebanon County $314,827 $605,525 view loan limits »
Lehigh County $372,600 $716,550 view loan limits »
Luzerne County $314,827 $605,525 view loan limits »
Lycoming County $314,827 $605,525 view loan limits »
Mckean County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Mifflin County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $402,500 $774,050 view loan limits »
Montour County $314,827 $605,525 view loan limits »
Northampton County $372,600 $716,550 view loan limits »
Northumberland County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Philadelphia County $402,500 $774,050 view loan limits »
Pike County $726,525 $1,397,400 view loan limits »
Potter County $314,827 $605,525 view loan limits »
Schuylkill County $314,827 $605,525 view loan limits »
Snyder County $314,827 $605,525 view loan limits »
Somerset County $314,827 $605,525 view loan limits »
Sullivan County $314,827 $605,525 view loan limits »
Susquehanna County $314,827 $605,525 view loan limits »
Tioga County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Venango County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Westmoreland County $314,827 $605,525 view loan limits »
Wyoming County $314,827 $605,525 view loan limits »
York County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/pennsylvania