Missouri 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adair County to a high of $1,008,300 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$524,225	$1,008,300	view details »
Andrew County	$524,225	$1,008,300	view details »
Atchison County	$524,225	$1,008,300	view details »
Audrain County	$524,225	$1,008,300	view details »
Barry County	$524,225	$1,008,300	view details »
Barton County	$524,225	$1,008,300	view details »
Bates County	$524,225	$1,008,300	view details »
Benton County	$524,225	$1,008,300	view details »
Bollinger County	$524,225	$1,008,300	view details »
Boone County	$524,225	$1,008,300	view details »
Buchanan County	$524,225	$1,008,300	view details »
Butler County	$524,225	$1,008,300	view details »
Caldwell County	$524,225	$1,008,300	view details »
Callaway County	$524,225	$1,008,300	view details »
Camden County	$524,225	$1,008,300	view details »
Cape Girardeau County	$524,225	$1,008,300	view details »
Carroll County	$524,225	$1,008,300	view details »
Carter County	$524,225	$1,008,300	view details »
Cass County	$524,225	$1,008,300	view details »
Cedar County	$524,225	$1,008,300	view details »
Chariton County	$524,225	$1,008,300	view details »
Christian County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Clay County	$524,225	$1,008,300	view details »
Clinton County	$524,225	$1,008,300	view details »
Cole County	$524,225	$1,008,300	view details »
Cooper County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Dade County	$524,225	$1,008,300	view details »
Dallas County	$524,225	$1,008,300	view details »
Daviess County	$524,225	$1,008,300	view details »
Dekalb County	$524,225	$1,008,300	view details »
Dent County	$524,225	$1,008,300	view details »
Douglas County	$524,225	$1,008,300	view details »
Dunklin County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Gasconade County	$524,225	$1,008,300	view details »
Gentry County	$524,225	$1,008,300	view details »
Greene County	$524,225	$1,008,300	view details »
Grundy County	$524,225	$1,008,300	view details »
Harrison County	$524,225	$1,008,300	view details »
Henry County	$524,225	$1,008,300	view details »
Hickory County	$524,225	$1,008,300	view details »
Holt County	$524,225	$1,008,300	view details »
Howard County	$524,225	$1,008,300	view details »
Howell County	$524,225	$1,008,300	view details »
Iron County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jasper County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Johnson County	$524,225	$1,008,300	view details »
Knox County	$524,225	$1,008,300	view details »
Laclede County	$524,225	$1,008,300	view details »
Lafayette County	$524,225	$1,008,300	view details »
Lawrence County	$524,225	$1,008,300	view details »
Lewis County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Linn County	$524,225	$1,008,300	view details »
Livingston County	$524,225	$1,008,300	view details »
Mcdonald County	$524,225	$1,008,300	view details »
Macon County	$524,225	$1,008,300	view details »
Madison County	$524,225	$1,008,300	view details »
Maries County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Mercer County	$524,225	$1,008,300	view details »
Miller County	$524,225	$1,008,300	view details »
Mississippi County	$524,225	$1,008,300	view details »
Moniteau County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Montgomery County	$524,225	$1,008,300	view details »
Morgan County	$524,225	$1,008,300	view details »
New Madrid County	$524,225	$1,008,300	view details »
Newton County	$524,225	$1,008,300	view details »
Nodaway County	$524,225	$1,008,300	view details »
Oregon County	$524,225	$1,008,300	view details »
Osage County	$524,225	$1,008,300	view details »
Ozark County	$524,225	$1,008,300	view details »
Pemiscot County	$524,225	$1,008,300	view details »
Perry County	$524,225	$1,008,300	view details »
Pettis County	$524,225	$1,008,300	view details »
Phelps County	$524,225	$1,008,300	view details »
Pike County	$524,225	$1,008,300	view details »
Platte County	$524,225	$1,008,300	view details »
Polk County	$524,225	$1,008,300	view details »
Pulaski County	$524,225	$1,008,300	view details »
Putnam County	$524,225	$1,008,300	view details »
Ralls County	$524,225	$1,008,300	view details »
Randolph County	$524,225	$1,008,300	view details »
Ray County	$524,225	$1,008,300	view details »
Reynolds County	$524,225	$1,008,300	view details »
Ripley County	$524,225	$1,008,300	view details »
St. Charles County	$524,225	$1,008,300	view details »
St. Clair County	$524,225	$1,008,300	view details »
Ste. Genevieve County	$524,225	$1,008,300	view details »
St. Francois County	$524,225	$1,008,300	view details »
St. Louis County	$524,225	$1,008,300	view details »
Saline County	$524,225	$1,008,300	view details »
Schuyler County	$524,225	$1,008,300	view details »
Scotland County	$524,225	$1,008,300	view details »
Scott County	$524,225	$1,008,300	view details »
Shannon County	$524,225	$1,008,300	view details »
Shelby County	$524,225	$1,008,300	view details »
Stoddard County	$524,225	$1,008,300	view details »
Stone County	$524,225	$1,008,300	view details »
Sullivan County	$524,225	$1,008,300	view details »
Taney County	$524,225	$1,008,300	view details »
Texas County	$524,225	$1,008,300	view details »
Vernon County	$524,225	$1,008,300	view details »
Warren County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wayne County	$524,225	$1,008,300	view details »
Webster County	$524,225	$1,008,300	view details »
Worth County	$524,225	$1,008,300	view details »
Wright County	$524,225	$1,008,300	view details »
St. Louis City	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Missouri is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.

Missouri 2025 FHA Loan Limits

Loan Limits in Missouri

Loan Limits by County in Missouri (115 counties)

How to qualify for an FHA Loan in Missouri?

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