Missouri 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $648,000 for a 4-bedroom unit in Bates County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($648,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $314,827 $605,525 view details »
Andrew County $314,827 $605,525 view details »
Atchison County $314,827 $605,525 view details »
Audrain County $314,827 $605,525 view details »
Barry County $314,827 $605,525 view details »
Barton County $314,827 $605,525 view details »
Bates County $336,950 $648,000 view details »
Benton County $314,827 $605,525 view details »
Bollinger County $314,827 $605,525 view details »
Boone County $314,827 $605,525 view details »
Buchanan County $314,827 $605,525 view details »
Butler County $314,827 $605,525 view details »
Caldwell County $336,950 $648,000 view details »
Callaway County $314,827 $605,525 view details »
Camden County $314,827 $605,525 view details »
Cape Girardeau County $314,827 $605,525 view details »
Carroll County $314,827 $605,525 view details »
Carter County $314,827 $605,525 view details »
Cass County $336,950 $648,000 view details »
Cedar County $314,827 $605,525 view details »
Chariton County $314,827 $605,525 view details »
Christian County $314,827 $605,525 view details »
Clark County $314,827 $605,525 view details »
Clay County $336,950 $648,000 view details »
Clinton County $336,950 $648,000 view details »
Cole County $314,827 $605,525 view details »
Cooper County $314,827 $605,525 view details »
Crawford County $314,827 $605,525 view details »
Dade County $314,827 $605,525 view details »
Dallas County $314,827 $605,525 view details »
Daviess County $314,827 $605,525 view details »
Dekalb County $314,827 $605,525 view details »
Dent County $314,827 $605,525 view details »
Douglas County $314,827 $605,525 view details »
Dunklin County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Gasconade County $314,827 $605,525 view details »
Gentry County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Grundy County $314,827 $605,525 view details »
Harrison County $314,827 $605,525 view details »
Henry County $314,827 $605,525 view details »
Hickory County $314,827 $605,525 view details »
Holt County $314,827 $605,525 view details »
Howard County $314,827 $605,525 view details »
Howell County $314,827 $605,525 view details »
Iron County $314,827 $605,525 view details »
Jackson County $336,950 $648,000 view details »
Jasper County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Johnson County $314,827 $605,525 view details »
Knox County $314,827 $605,525 view details »
Laclede County $314,827 $605,525 view details »
Lafayette County $336,950 $648,000 view details »
Lawrence County $314,827 $605,525 view details »
Lewis County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Linn County $314,827 $605,525 view details »
Livingston County $314,827 $605,525 view details »
Mcdonald County $314,827 $605,525 view details »
Macon County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Maries County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Miller County $314,827 $605,525 view details »
Mississippi County $314,827 $605,525 view details »
Moniteau County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
New Madrid County $314,827 $605,525 view details »
Newton County $314,827 $605,525 view details »
Nodaway County $314,827 $605,525 view details »
Oregon County $314,827 $605,525 view details »
Osage County $314,827 $605,525 view details »
Ozark County $314,827 $605,525 view details »
Pemiscot County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Pettis County $314,827 $605,525 view details »
Phelps County $314,827 $605,525 view details »
Pike County $314,827 $605,525 view details »
Platte County $336,950 $648,000 view details »
Polk County $314,827 $605,525 view details »
Pulaski County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Ralls County $314,827 $605,525 view details »
Randolph County $314,827 $605,525 view details »
Ray County $336,950 $648,000 view details »
Reynolds County $314,827 $605,525 view details »
Ripley County $314,827 $605,525 view details »
St. Charles County $314,827 $605,525 view details »
St. Clair County $314,827 $605,525 view details »
Ste. Genevieve County $314,827 $605,525 view details »
St. Francois County $314,827 $605,525 view details »
St. Louis County $314,827 $605,525 view details »
Saline County $314,827 $605,525 view details »
Schuyler County $314,827 $605,525 view details »
Scotland County $314,827 $605,525 view details »
Scott County $314,827 $605,525 view details »
Shannon County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Stoddard County $314,827 $605,525 view details »
Stone County $314,827 $605,525 view details »
Sullivan County $314,827 $605,525 view details »
Taney County $314,827 $605,525 view details »
Texas County $314,827 $605,525 view details »
Vernon County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Webster County $314,827 $605,525 view details »
Worth County $314,827 $605,525 view details »
Wright County $314,827 $605,525 view details »
St. Louis City $314,827 $605,525 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Missouri is $314,827 for a single-family home and $648,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri