Missouri 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$472,030	$907,900	view details »
Andrew County	$472,030	$907,900	view details »
Atchison County	$472,030	$907,900	view details »
Audrain County	$472,030	$907,900	view details »
Barry County	$472,030	$907,900	view details »
Barton County	$472,030	$907,900	view details »
Bates County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Bollinger County	$472,030	$907,900	view details »
Boone County	$472,030	$907,900	view details »
Buchanan County	$472,030	$907,900	view details »
Butler County	$472,030	$907,900	view details »
Caldwell County	$472,030	$907,900	view details »
Callaway County	$472,030	$907,900	view details »
Camden County	$472,030	$907,900	view details »
Cape Girardeau County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Carter County	$472,030	$907,900	view details »
Cass County	$472,030	$907,900	view details »
Cedar County	$472,030	$907,900	view details »
Chariton County	$472,030	$907,900	view details »
Christian County	$472,030	$907,900	view details »
Clark County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Clinton County	$472,030	$907,900	view details »
Cole County	$472,030	$907,900	view details »
Cooper County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Dade County	$472,030	$907,900	view details »
Dallas County	$472,030	$907,900	view details »
Daviess County	$472,030	$907,900	view details »
Dekalb County	$472,030	$907,900	view details »
Dent County	$472,030	$907,900	view details »
Douglas County	$472,030	$907,900	view details »
Dunklin County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Gasconade County	$472,030	$907,900	view details »
Gentry County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Grundy County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Hickory County	$472,030	$907,900	view details »
Holt County	$472,030	$907,900	view details »
Howard County	$472,030	$907,900	view details »
Howell County	$472,030	$907,900	view details »
Iron County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Knox County	$472,030	$907,900	view details »
Laclede County	$472,030	$907,900	view details »
Lafayette County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Lewis County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Linn County	$472,030	$907,900	view details »
Livingston County	$472,030	$907,900	view details »
Mcdonald County	$472,030	$907,900	view details »
Macon County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Maries County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Mercer County	$472,030	$907,900	view details »
Miller County	$472,030	$907,900	view details »
Mississippi County	$472,030	$907,900	view details »
Moniteau County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
New Madrid County	$472,030	$907,900	view details »
Newton County	$472,030	$907,900	view details »
Nodaway County	$472,030	$907,900	view details »
Oregon County	$472,030	$907,900	view details »
Osage County	$472,030	$907,900	view details »
Ozark County	$472,030	$907,900	view details »
Pemiscot County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Pettis County	$472,030	$907,900	view details »
Phelps County	$472,030	$907,900	view details »
Pike County	$472,030	$907,900	view details »
Platte County	$472,030	$907,900	view details »
Polk County	$472,030	$907,900	view details »
Pulaski County	$472,030	$907,900	view details »
Putnam County	$472,030	$907,900	view details »
Ralls County	$472,030	$907,900	view details »
Randolph County	$472,030	$907,900	view details »
Ray County	$472,030	$907,900	view details »
Reynolds County	$472,030	$907,900	view details »
Ripley County	$472,030	$907,900	view details »
St. Charles County	$472,030	$907,900	view details »
St. Clair County	$472,030	$907,900	view details »
Ste. Genevieve County	$472,030	$907,900	view details »
St. Francois County	$472,030	$907,900	view details »
St. Louis County	$472,030	$907,900	view details »
Saline County	$472,030	$907,900	view details »
Schuyler County	$472,030	$907,900	view details »
Scotland County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Shannon County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Stoddard County	$472,030	$907,900	view details »
Stone County	$472,030	$907,900	view details »
Sullivan County	$472,030	$907,900	view details »
Taney County	$472,030	$907,900	view details »
Texas County	$472,030	$907,900	view details »
Vernon County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Webster County	$472,030	$907,900	view details »
Worth County	$472,030	$907,900	view details »
Wright County	$472,030	$907,900	view details »
St. Louis City	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Missouri is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.

Missouri 2023 FHA Loan Limits

Loan Limits in Missouri

Loan Limits by County in Missouri (115 counties)

How to qualify for an FHA Loan in Missouri?

RELATED LINKS