Missouri 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adair County to a high of $749,700 for a 4-bedroom unit in Bates County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($749,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $356,362 $685,400 view details »
Andrew County $356,362 $685,400 view details »
Atchison County $356,362 $685,400 view details »
Audrain County $356,362 $685,400 view details »
Barry County $356,362 $685,400 view details »
Barton County $356,362 $685,400 view details »
Bates County $389,850 $749,700 view details »
Benton County $356,362 $685,400 view details »
Bollinger County $356,362 $685,400 view details »
Boone County $356,362 $685,400 view details »
Buchanan County $356,362 $685,400 view details »
Butler County $356,362 $685,400 view details »
Caldwell County $389,850 $749,700 view details »
Callaway County $356,362 $685,400 view details »
Camden County $356,362 $685,400 view details »
Cape Girardeau County $356,362 $685,400 view details »
Carroll County $356,362 $685,400 view details »
Carter County $356,362 $685,400 view details »
Cass County $389,850 $749,700 view details »
Cedar County $356,362 $685,400 view details »
Chariton County $356,362 $685,400 view details »
Christian County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clay County $389,850 $749,700 view details »
Clinton County $389,850 $749,700 view details »
Cole County $356,362 $685,400 view details »
Cooper County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Dade County $356,362 $685,400 view details »
Dallas County $356,362 $685,400 view details »
Daviess County $356,362 $685,400 view details »
Dekalb County $356,362 $685,400 view details »
Dent County $356,362 $685,400 view details »
Douglas County $356,362 $685,400 view details »
Dunklin County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Gasconade County $356,362 $685,400 view details »
Gentry County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Grundy County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Henry County $356,362 $685,400 view details »
Hickory County $356,362 $685,400 view details »
Holt County $356,362 $685,400 view details »
Howard County $356,362 $685,400 view details »
Howell County $356,362 $685,400 view details »
Iron County $356,362 $685,400 view details »
Jackson County $389,850 $749,700 view details »
Jasper County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Johnson County $356,362 $685,400 view details »
Knox County $356,362 $685,400 view details »
Laclede County $356,362 $685,400 view details »
Lafayette County $389,850 $749,700 view details »
Lawrence County $356,362 $685,400 view details »
Lewis County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Linn County $356,362 $685,400 view details »
Livingston County $356,362 $685,400 view details »
Mcdonald County $356,362 $685,400 view details »
Macon County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Maries County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Mercer County $356,362 $685,400 view details »
Miller County $356,362 $685,400 view details »
Mississippi County $356,362 $685,400 view details »
Moniteau County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Morgan County $356,362 $685,400 view details »
New Madrid County $356,362 $685,400 view details »
Newton County $356,362 $685,400 view details »
Nodaway County $356,362 $685,400 view details »
Oregon County $356,362 $685,400 view details »
Osage County $356,362 $685,400 view details »
Ozark County $356,362 $685,400 view details »
Pemiscot County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Pettis County $356,362 $685,400 view details »
Phelps County $356,362 $685,400 view details »
Pike County $356,362 $685,400 view details »
Platte County $389,850 $749,700 view details »
Polk County $356,362 $685,400 view details »
Pulaski County $356,362 $685,400 view details »
Putnam County $356,362 $685,400 view details »
Ralls County $356,362 $685,400 view details »
Randolph County $356,362 $685,400 view details »
Ray County $389,850 $749,700 view details »
Reynolds County $356,362 $685,400 view details »
Ripley County $356,362 $685,400 view details »
St. Charles County $356,362 $685,400 view details »
St. Clair County $356,362 $685,400 view details »
Ste. Genevieve County $356,362 $685,400 view details »
St. Francois County $356,362 $685,400 view details »
St. Louis County $356,362 $685,400 view details »
Saline County $356,362 $685,400 view details »
Schuyler County $356,362 $685,400 view details »
Scotland County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Shannon County $356,362 $685,400 view details »
Shelby County $356,362 $685,400 view details »
Stoddard County $356,362 $685,400 view details »
Stone County $356,362 $685,400 view details »
Sullivan County $356,362 $685,400 view details »
Taney County $356,362 $685,400 view details »
Texas County $356,362 $685,400 view details »
Vernon County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Webster County $356,362 $685,400 view details »
Worth County $356,362 $685,400 view details »
Wright County $356,362 $685,400 view details »
St. Louis City $356,362 $685,400 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Missouri is $356,362 for a single-family home and $749,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri