Missouri 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $676,750 for a 4-bedroom unit in Bates County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($676,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $331,760 $638,100 view details »
Andrew County $331,760 $638,100 view details »
Atchison County $331,760 $638,100 view details »
Audrain County $331,760 $638,100 view details »
Barry County $331,760 $638,100 view details »
Barton County $331,760 $638,100 view details »
Bates County $351,900 $676,750 view details »
Benton County $331,760 $638,100 view details »
Bollinger County $331,760 $638,100 view details »
Boone County $331,760 $638,100 view details »
Buchanan County $331,760 $638,100 view details »
Butler County $331,760 $638,100 view details »
Caldwell County $351,900 $676,750 view details »
Callaway County $331,760 $638,100 view details »
Camden County $331,760 $638,100 view details »
Cape Girardeau County $331,760 $638,100 view details »
Carroll County $331,760 $638,100 view details »
Carter County $331,760 $638,100 view details »
Cass County $351,900 $676,750 view details »
Cedar County $331,760 $638,100 view details »
Chariton County $331,760 $638,100 view details »
Christian County $331,760 $638,100 view details »
Clark County $331,760 $638,100 view details »
Clay County $351,900 $676,750 view details »
Clinton County $351,900 $676,750 view details »
Cole County $331,760 $638,100 view details »
Cooper County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Dade County $331,760 $638,100 view details »
Dallas County $331,760 $638,100 view details »
Daviess County $331,760 $638,100 view details »
Dekalb County $331,760 $638,100 view details »
Dent County $331,760 $638,100 view details »
Douglas County $331,760 $638,100 view details »
Dunklin County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Gasconade County $331,760 $638,100 view details »
Gentry County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Grundy County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Henry County $331,760 $638,100 view details »
Hickory County $331,760 $638,100 view details »
Holt County $331,760 $638,100 view details »
Howard County $331,760 $638,100 view details »
Howell County $331,760 $638,100 view details »
Iron County $331,760 $638,100 view details »
Jackson County $351,900 $676,750 view details »
Jasper County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Johnson County $331,760 $638,100 view details »
Knox County $331,760 $638,100 view details »
Laclede County $331,760 $638,100 view details »
Lafayette County $351,900 $676,750 view details »
Lawrence County $331,760 $638,100 view details »
Lewis County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Linn County $331,760 $638,100 view details »
Livingston County $331,760 $638,100 view details »
Mcdonald County $331,760 $638,100 view details »
Macon County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Maries County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Mercer County $331,760 $638,100 view details »
Miller County $331,760 $638,100 view details »
Mississippi County $331,760 $638,100 view details »
Moniteau County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Morgan County $331,760 $638,100 view details »
New Madrid County $331,760 $638,100 view details »
Newton County $331,760 $638,100 view details »
Nodaway County $331,760 $638,100 view details »
Oregon County $331,760 $638,100 view details »
Osage County $331,760 $638,100 view details »
Ozark County $331,760 $638,100 view details »
Pemiscot County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Pettis County $331,760 $638,100 view details »
Phelps County $331,760 $638,100 view details »
Pike County $331,760 $638,100 view details »
Platte County $351,900 $676,750 view details »
Polk County $331,760 $638,100 view details »
Pulaski County $331,760 $638,100 view details »
Putnam County $331,760 $638,100 view details »
Ralls County $331,760 $638,100 view details »
Randolph County $331,760 $638,100 view details »
Ray County $351,900 $676,750 view details »
Reynolds County $331,760 $638,100 view details »
Ripley County $331,760 $638,100 view details »
St. Charles County $331,760 $638,100 view details »
St. Clair County $331,760 $638,100 view details »
Ste. Genevieve County $331,760 $638,100 view details »
St. Francois County $331,760 $638,100 view details »
St. Louis County $331,760 $638,100 view details »
Saline County $331,760 $638,100 view details »
Schuyler County $331,760 $638,100 view details »
Scotland County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Shannon County $331,760 $638,100 view details »
Shelby County $331,760 $638,100 view details »
Stoddard County $331,760 $638,100 view details »
Stone County $331,760 $638,100 view details »
Sullivan County $331,760 $638,100 view details »
Taney County $331,760 $638,100 view details »
Texas County $331,760 $638,100 view details »
Vernon County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Webster County $331,760 $638,100 view details »
Worth County $331,760 $638,100 view details »
Wright County $331,760 $638,100 view details »
St. Louis City $331,760 $638,100 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Missouri is $331,760 for a single-family home and $676,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri