Missouri FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $648,000 for a 4-bedroom unit in Bates County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($648,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Missouri is $648,000 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Missouri. Click on the Missouri map above or the table below to see loan limits in your area.

Loan Limits by County in Missouri (115)

County Lowest Loan Limit Highest Loan Limit
Adair County $314,827 $605,525 view loan limits »
Andrew County $314,827 $605,525 view loan limits »
Atchison County $314,827 $605,525 view loan limits »
Audrain County $314,827 $605,525 view loan limits »
Barry County $314,827 $605,525 view loan limits »
Barton County $314,827 $605,525 view loan limits »
Bates County $336,950 $648,000 view loan limits »
Benton County $314,827 $605,525 view loan limits »
Bollinger County $314,827 $605,525 view loan limits »
Boone County $314,827 $605,525 view loan limits »
Buchanan County $314,827 $605,525 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Caldwell County $336,950 $648,000 view loan limits »
Callaway County $314,827 $605,525 view loan limits »
Camden County $314,827 $605,525 view loan limits »
Cape Girardeau County $314,827 $605,525 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Carter County $314,827 $605,525 view loan limits »
Cass County $336,950 $648,000 view loan limits »
Cedar County $314,827 $605,525 view loan limits »
Chariton County $314,827 $605,525 view loan limits »
Christian County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clay County $336,950 $648,000 view loan limits »
Clinton County $336,950 $648,000 view loan limits »
Cole County $314,827 $605,525 view loan limits »
Cooper County $314,827 $605,525 view loan limits »
Crawford County $314,827 $605,525 view loan limits »
Dade County $314,827 $605,525 view loan limits »
Dallas County $314,827 $605,525 view loan limits »
Daviess County $314,827 $605,525 view loan limits »
Dekalb County $314,827 $605,525 view loan limits »
Dent County $314,827 $605,525 view loan limits »
Douglas County $314,827 $605,525 view loan limits »
Dunklin County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Gasconade County $314,827 $605,525 view loan limits »
Gentry County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Grundy County $314,827 $605,525 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Hickory County $314,827 $605,525 view loan limits »
Holt County $314,827 $605,525 view loan limits »
Howard County $314,827 $605,525 view loan limits »
Howell County $314,827 $605,525 view loan limits »
Iron County $314,827 $605,525 view loan limits »
Jackson County $336,950 $648,000 view loan limits »
Jasper County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Johnson County $314,827 $605,525 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Laclede County $314,827 $605,525 view loan limits »
Lafayette County $336,950 $648,000 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lewis County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Linn County $314,827 $605,525 view loan limits »
Livingston County $314,827 $605,525 view loan limits »
Mcdonald County $314,827 $605,525 view loan limits »
Macon County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Maries County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Miller County $314,827 $605,525 view loan limits »
Mississippi County $314,827 $605,525 view loan limits »
Moniteau County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
New Madrid County $314,827 $605,525 view loan limits »
Newton County $314,827 $605,525 view loan limits »
Nodaway County $314,827 $605,525 view loan limits »
Oregon County $314,827 $605,525 view loan limits »
Osage County $314,827 $605,525 view loan limits »
Ozark County $314,827 $605,525 view loan limits »
Pemiscot County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Pettis County $314,827 $605,525 view loan limits »
Phelps County $314,827 $605,525 view loan limits »
Pike County $314,827 $605,525 view loan limits »
Platte County $336,950 $648,000 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Pulaski County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
Ralls County $314,827 $605,525 view loan limits »
Randolph County $314,827 $605,525 view loan limits »
Ray County $336,950 $648,000 view loan limits »
Reynolds County $314,827 $605,525 view loan limits »
Ripley County $314,827 $605,525 view loan limits »
St. Charles County $314,827 $605,525 view loan limits »
St. Clair County $314,827 $605,525 view loan limits »
Ste. Genevieve County $314,827 $605,525 view loan limits »
St. Francois County $314,827 $605,525 view loan limits »
St. Louis County $314,827 $605,525 view loan limits »
Saline County $314,827 $605,525 view loan limits »
Schuyler County $314,827 $605,525 view loan limits »
Scotland County $314,827 $605,525 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Shannon County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Stoddard County $314,827 $605,525 view loan limits »
Stone County $314,827 $605,525 view loan limits »
Sullivan County $314,827 $605,525 view loan limits »
Taney County $314,827 $605,525 view loan limits »
Texas County $314,827 $605,525 view loan limits »
Vernon County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Webster County $314,827 $605,525 view loan limits »
Worth County $314,827 $605,525 view loan limits »
Wright County $314,827 $605,525 view loan limits »
St. Louis City $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri