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Missouri 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $472,030 $907,900 view details »
Andrew County $472,030 $907,900 view details »
Atchison County $472,030 $907,900 view details »
Audrain County $472,030 $907,900 view details »
Barry County $472,030 $907,900 view details »
Barton County $472,030 $907,900 view details »
Bates County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Bollinger County $472,030 $907,900 view details »
Boone County $472,030 $907,900 view details »
Buchanan County $472,030 $907,900 view details »
Butler County $472,030 $907,900 view details »
Caldwell County $472,030 $907,900 view details »
Callaway County $472,030 $907,900 view details »
Camden County $472,030 $907,900 view details »
Cape Girardeau County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Carter County $472,030 $907,900 view details »
Cass County $472,030 $907,900 view details »
Cedar County $472,030 $907,900 view details »
Chariton County $472,030 $907,900 view details »
Christian County $472,030 $907,900 view details »
Clark County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Clinton County $472,030 $907,900 view details »
Cole County $472,030 $907,900 view details »
Cooper County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Dade County $472,030 $907,900 view details »
Dallas County $472,030 $907,900 view details »
Daviess County $472,030 $907,900 view details »
Dekalb County $472,030 $907,900 view details »
Dent County $472,030 $907,900 view details »
Douglas County $472,030 $907,900 view details »
Dunklin County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Gasconade County $472,030 $907,900 view details »
Gentry County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Grundy County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Hickory County $472,030 $907,900 view details »
Holt County $472,030 $907,900 view details »
Howard County $472,030 $907,900 view details »
Howell County $472,030 $907,900 view details »
Iron County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Knox County $472,030 $907,900 view details »
Laclede County $472,030 $907,900 view details »
Lafayette County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Lewis County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Linn County $472,030 $907,900 view details »
Livingston County $472,030 $907,900 view details »
Mcdonald County $472,030 $907,900 view details »
Macon County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Maries County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Mercer County $472,030 $907,900 view details »
Miller County $472,030 $907,900 view details »
Mississippi County $472,030 $907,900 view details »
Moniteau County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
New Madrid County $472,030 $907,900 view details »
Newton County $472,030 $907,900 view details »
Nodaway County $472,030 $907,900 view details »
Oregon County $472,030 $907,900 view details »
Osage County $472,030 $907,900 view details »
Ozark County $472,030 $907,900 view details »
Pemiscot County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Pettis County $472,030 $907,900 view details »
Phelps County $472,030 $907,900 view details »
Pike County $472,030 $907,900 view details »
Platte County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Pulaski County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Ralls County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
Ray County $472,030 $907,900 view details »
Reynolds County $472,030 $907,900 view details »
Ripley County $472,030 $907,900 view details »
St. Charles County $472,030 $907,900 view details »
St. Clair County $472,030 $907,900 view details »
Ste. Genevieve County $472,030 $907,900 view details »
St. Francois County $472,030 $907,900 view details »
St. Louis County $472,030 $907,900 view details »
Saline County $472,030 $907,900 view details »
Schuyler County $472,030 $907,900 view details »
Scotland County $472,030 $907,900 view details »
Scott County $472,030 $907,900 view details »
Shannon County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Stoddard County $472,030 $907,900 view details »
Stone County $472,030 $907,900 view details »
Sullivan County $472,030 $907,900 view details »
Taney County $472,030 $907,900 view details »
Texas County $472,030 $907,900 view details »
Vernon County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Webster County $472,030 $907,900 view details »
Worth County $472,030 $907,900 view details »
Wright County $472,030 $907,900 view details »
St. Louis City $472,030 $907,900 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Missouri is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri
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