Missouri 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adair County to a high of $958,350 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $498,257 $958,350 view details »
Andrew County $498,257 $958,350 view details »
Atchison County $498,257 $958,350 view details »
Audrain County $498,257 $958,350 view details »
Barry County $498,257 $958,350 view details »
Barton County $498,257 $958,350 view details »
Bates County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Bollinger County $498,257 $958,350 view details »
Boone County $498,257 $958,350 view details »
Buchanan County $498,257 $958,350 view details »
Butler County $498,257 $958,350 view details »
Caldwell County $498,257 $958,350 view details »
Callaway County $498,257 $958,350 view details »
Camden County $498,257 $958,350 view details »
Cape Girardeau County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Carter County $498,257 $958,350 view details »
Cass County $498,257 $958,350 view details »
Cedar County $498,257 $958,350 view details »
Chariton County $498,257 $958,350 view details »
Christian County $498,257 $958,350 view details »
Clark County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Clinton County $498,257 $958,350 view details »
Cole County $498,257 $958,350 view details »
Cooper County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Dade County $498,257 $958,350 view details »
Dallas County $498,257 $958,350 view details »
Daviess County $498,257 $958,350 view details »
Dekalb County $498,257 $958,350 view details »
Dent County $498,257 $958,350 view details »
Douglas County $498,257 $958,350 view details »
Dunklin County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Gasconade County $498,257 $958,350 view details »
Gentry County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Grundy County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Henry County $498,257 $958,350 view details »
Hickory County $498,257 $958,350 view details »
Holt County $498,257 $958,350 view details »
Howard County $498,257 $958,350 view details »
Howell County $498,257 $958,350 view details »
Iron County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Knox County $498,257 $958,350 view details »
Laclede County $498,257 $958,350 view details »
Lafayette County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Lewis County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Linn County $498,257 $958,350 view details »
Livingston County $498,257 $958,350 view details »
Mcdonald County $498,257 $958,350 view details »
Macon County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Maries County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Mercer County $498,257 $958,350 view details »
Miller County $498,257 $958,350 view details »
Mississippi County $498,257 $958,350 view details »
Moniteau County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Morgan County $498,257 $958,350 view details »
New Madrid County $498,257 $958,350 view details »
Newton County $498,257 $958,350 view details »
Nodaway County $498,257 $958,350 view details »
Oregon County $498,257 $958,350 view details »
Osage County $498,257 $958,350 view details »
Ozark County $498,257 $958,350 view details »
Pemiscot County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Pettis County $498,257 $958,350 view details »
Phelps County $498,257 $958,350 view details »
Pike County $498,257 $958,350 view details »
Platte County $498,257 $958,350 view details »
Polk County $498,257 $958,350 view details »
Pulaski County $498,257 $958,350 view details »
Putnam County $498,257 $958,350 view details »
Ralls County $498,257 $958,350 view details »
Randolph County $498,257 $958,350 view details »
Ray County $498,257 $958,350 view details »
Reynolds County $498,257 $958,350 view details »
Ripley County $498,257 $958,350 view details »
St. Charles County $498,257 $958,350 view details »
St. Clair County $498,257 $958,350 view details »
Ste. Genevieve County $498,257 $958,350 view details »
St. Francois County $498,257 $958,350 view details »
St. Louis County $498,257 $958,350 view details »
Saline County $498,257 $958,350 view details »
Schuyler County $498,257 $958,350 view details »
Scotland County $498,257 $958,350 view details »
Scott County $498,257 $958,350 view details »
Shannon County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Stoddard County $498,257 $958,350 view details »
Stone County $498,257 $958,350 view details »
Sullivan County $498,257 $958,350 view details »
Taney County $498,257 $958,350 view details »
Texas County $498,257 $958,350 view details »
Vernon County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Webster County $498,257 $958,350 view details »
Worth County $498,257 $958,350 view details »
Wright County $498,257 $958,350 view details »
St. Louis City $498,257 $958,350 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Missouri is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri