Missouri 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adair County to a high of $829,350 for a 4-bedroom unit in Bates County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($829,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $420,680 $809,150 view details »
Andrew County $420,680 $809,150 view details »
Atchison County $420,680 $809,150 view details »
Audrain County $420,680 $809,150 view details »
Barry County $420,680 $809,150 view details »
Barton County $420,680 $809,150 view details »
Bates County $431,250 $829,350 view details »
Benton County $420,680 $809,150 view details »
Bollinger County $420,680 $809,150 view details »
Boone County $420,680 $809,150 view details »
Buchanan County $420,680 $809,150 view details »
Butler County $420,680 $809,150 view details »
Caldwell County $431,250 $829,350 view details »
Callaway County $420,680 $809,150 view details »
Camden County $420,680 $809,150 view details »
Cape Girardeau County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Carter County $420,680 $809,150 view details »
Cass County $431,250 $829,350 view details »
Cedar County $420,680 $809,150 view details »
Chariton County $420,680 $809,150 view details »
Christian County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clay County $431,250 $829,350 view details »
Clinton County $431,250 $829,350 view details »
Cole County $420,680 $809,150 view details »
Cooper County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Dade County $420,680 $809,150 view details »
Dallas County $420,680 $809,150 view details »
Daviess County $420,680 $809,150 view details »
Dekalb County $420,680 $809,150 view details »
Dent County $420,680 $809,150 view details »
Douglas County $420,680 $809,150 view details »
Dunklin County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Gasconade County $420,680 $809,150 view details »
Gentry County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Grundy County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Henry County $420,680 $809,150 view details »
Hickory County $420,680 $809,150 view details »
Holt County $420,680 $809,150 view details »
Howard County $420,680 $809,150 view details »
Howell County $420,680 $809,150 view details »
Iron County $420,680 $809,150 view details »
Jackson County $431,250 $829,350 view details »
Jasper County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Knox County $420,680 $809,150 view details »
Laclede County $420,680 $809,150 view details »
Lafayette County $431,250 $829,350 view details »
Lawrence County $420,680 $809,150 view details »
Lewis County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Linn County $420,680 $809,150 view details »
Livingston County $420,680 $809,150 view details »
Mcdonald County $420,680 $809,150 view details »
Macon County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Maries County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Mercer County $420,680 $809,150 view details »
Miller County $420,680 $809,150 view details »
Mississippi County $420,680 $809,150 view details »
Moniteau County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Morgan County $420,680 $809,150 view details »
New Madrid County $420,680 $809,150 view details »
Newton County $420,680 $809,150 view details »
Nodaway County $420,680 $809,150 view details »
Oregon County $420,680 $809,150 view details »
Osage County $420,680 $809,150 view details »
Ozark County $420,680 $809,150 view details »
Pemiscot County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Pettis County $420,680 $809,150 view details »
Phelps County $420,680 $809,150 view details »
Pike County $420,680 $809,150 view details »
Platte County $431,250 $829,350 view details »
Polk County $420,680 $809,150 view details »
Pulaski County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Ralls County $420,680 $809,150 view details »
Randolph County $420,680 $809,150 view details »
Ray County $431,250 $829,350 view details »
Reynolds County $420,680 $809,150 view details »
Ripley County $420,680 $809,150 view details »
St. Charles County $420,680 $809,150 view details »
St. Clair County $420,680 $809,150 view details »
Ste. Genevieve County $420,680 $809,150 view details »
St. Francois County $420,680 $809,150 view details »
St. Louis County $420,680 $809,150 view details »
Saline County $420,680 $809,150 view details »
Schuyler County $420,680 $809,150 view details »
Scotland County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Shannon County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Stoddard County $420,680 $809,150 view details »
Stone County $420,680 $809,150 view details »
Sullivan County $420,680 $809,150 view details »
Taney County $420,680 $809,150 view details »
Texas County $420,680 $809,150 view details »
Vernon County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Webster County $420,680 $809,150 view details »
Worth County $420,680 $809,150 view details »
Wright County $420,680 $809,150 view details »
St. Louis City $420,680 $809,150 view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Missouri is $420,680 for a single-family home and $829,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/missouri