Missouri 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Missouri

Missouri has 115 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adair County to a high of $958,350 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Missouri's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350) †

Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Missouri (115 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$498,257	$958,350	view details »
Andrew County	$498,257	$958,350	view details »
Atchison County	$498,257	$958,350	view details »
Audrain County	$498,257	$958,350	view details »
Barry County	$498,257	$958,350	view details »
Barton County	$498,257	$958,350	view details »
Bates County	$498,257	$958,350	view details »
Benton County	$498,257	$958,350	view details »
Bollinger County	$498,257	$958,350	view details »
Boone County	$498,257	$958,350	view details »
Buchanan County	$498,257	$958,350	view details »
Butler County	$498,257	$958,350	view details »
Caldwell County	$498,257	$958,350	view details »
Callaway County	$498,257	$958,350	view details »
Camden County	$498,257	$958,350	view details »
Cape Girardeau County	$498,257	$958,350	view details »
Carroll County	$498,257	$958,350	view details »
Carter County	$498,257	$958,350	view details »
Cass County	$498,257	$958,350	view details »
Cedar County	$498,257	$958,350	view details »
Chariton County	$498,257	$958,350	view details »
Christian County	$498,257	$958,350	view details »
Clark County	$498,257	$958,350	view details »
Clay County	$498,257	$958,350	view details »
Clinton County	$498,257	$958,350	view details »
Cole County	$498,257	$958,350	view details »
Cooper County	$498,257	$958,350	view details »
Crawford County	$498,257	$958,350	view details »
Dade County	$498,257	$958,350	view details »
Dallas County	$498,257	$958,350	view details »
Daviess County	$498,257	$958,350	view details »
Dekalb County	$498,257	$958,350	view details »
Dent County	$498,257	$958,350	view details »
Douglas County	$498,257	$958,350	view details »
Dunklin County	$498,257	$958,350	view details »
Franklin County	$498,257	$958,350	view details »
Gasconade County	$498,257	$958,350	view details »
Gentry County	$498,257	$958,350	view details »
Greene County	$498,257	$958,350	view details »
Grundy County	$498,257	$958,350	view details »
Harrison County	$498,257	$958,350	view details »
Henry County	$498,257	$958,350	view details »
Hickory County	$498,257	$958,350	view details »
Holt County	$498,257	$958,350	view details »
Howard County	$498,257	$958,350	view details »
Howell County	$498,257	$958,350	view details »
Iron County	$498,257	$958,350	view details »
Jackson County	$498,257	$958,350	view details »
Jasper County	$498,257	$958,350	view details »
Jefferson County	$498,257	$958,350	view details »
Johnson County	$498,257	$958,350	view details »
Knox County	$498,257	$958,350	view details »
Laclede County	$498,257	$958,350	view details »
Lafayette County	$498,257	$958,350	view details »
Lawrence County	$498,257	$958,350	view details »
Lewis County	$498,257	$958,350	view details »
Lincoln County	$498,257	$958,350	view details »
Linn County	$498,257	$958,350	view details »
Livingston County	$498,257	$958,350	view details »
Mcdonald County	$498,257	$958,350	view details »
Macon County	$498,257	$958,350	view details »
Madison County	$498,257	$958,350	view details »
Maries County	$498,257	$958,350	view details »
Marion County	$498,257	$958,350	view details »
Mercer County	$498,257	$958,350	view details »
Miller County	$498,257	$958,350	view details »
Mississippi County	$498,257	$958,350	view details »
Moniteau County	$498,257	$958,350	view details »
Monroe County	$498,257	$958,350	view details »
Montgomery County	$498,257	$958,350	view details »
Morgan County	$498,257	$958,350	view details »
New Madrid County	$498,257	$958,350	view details »
Newton County	$498,257	$958,350	view details »
Nodaway County	$498,257	$958,350	view details »
Oregon County	$498,257	$958,350	view details »
Osage County	$498,257	$958,350	view details »
Ozark County	$498,257	$958,350	view details »
Pemiscot County	$498,257	$958,350	view details »
Perry County	$498,257	$958,350	view details »
Pettis County	$498,257	$958,350	view details »
Phelps County	$498,257	$958,350	view details »
Pike County	$498,257	$958,350	view details »
Platte County	$498,257	$958,350	view details »
Polk County	$498,257	$958,350	view details »
Pulaski County	$498,257	$958,350	view details »
Putnam County	$498,257	$958,350	view details »
Ralls County	$498,257	$958,350	view details »
Randolph County	$498,257	$958,350	view details »
Ray County	$498,257	$958,350	view details »
Reynolds County	$498,257	$958,350	view details »
Ripley County	$498,257	$958,350	view details »
St. Charles County	$498,257	$958,350	view details »
St. Clair County	$498,257	$958,350	view details »
Ste. Genevieve County	$498,257	$958,350	view details »
St. Francois County	$498,257	$958,350	view details »
St. Louis County	$498,257	$958,350	view details »
Saline County	$498,257	$958,350	view details »
Schuyler County	$498,257	$958,350	view details »
Scotland County	$498,257	$958,350	view details »
Scott County	$498,257	$958,350	view details »
Shannon County	$498,257	$958,350	view details »
Shelby County	$498,257	$958,350	view details »
Stoddard County	$498,257	$958,350	view details »
Stone County	$498,257	$958,350	view details »
Sullivan County	$498,257	$958,350	view details »
Taney County	$498,257	$958,350	view details »
Texas County	$498,257	$958,350	view details »
Vernon County	$498,257	$958,350	view details »
Warren County	$498,257	$958,350	view details »
Washington County	$498,257	$958,350	view details »
Wayne County	$498,257	$958,350	view details »
Webster County	$498,257	$958,350	view details »
Worth County	$498,257	$958,350	view details »
Wright County	$498,257	$958,350	view details »
St. Louis City	$498,257	$958,350	view details »

How to qualify for an FHA Loan in Missouri?

To qualify for an FHA loan in Missouri, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Missouri is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Missouri. Additional restricts apply. Click on the Missouri map above or the table below to see loan limits in your area.

Missouri 2024 FHA Loan Limits

Loan Limits in Missouri

Loan Limits by County in Missouri (115 counties)

How to qualify for an FHA Loan in Missouri?

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