Los Angeles County, CA (91506) 2024 FHA Loan Limits

FHA and conventional Loan limits vary based on the number of living-units on the property. FHA loans are only allowed on 1 to 4 living-unit properties. These 1 to 4 unit properties can be purchased with an FHA loan as long as the owner occupies one of the unit. Properties with over 4 units are considered commercial and do not quality for FHA or conventional loans.

Loan Limit Summary

Limits for FHA Loans in Los Angeles County, California range from $1,149,825 for 1 living-unit homes to $2,211,600 for 4 living-units. Conventional Loan Limits in Los Angeles County are $1,149,825 for 1 living-unit homes to $2,211,600 for 4 living-units. The 2024 Home Equity Conversion Mortgage (HECM) limits in Los Angeles County is $1,149,825. HECM limit does not depend on the size of the home.

How to qualify for an FHA Loan in Los Angeles County, California?

The minimum loan amount in Los Angeles County is $5,000 dollars and may go up to $2,211,600 depending on home size and loan type. In order to qualify for an FHA loan, you must be planning to live in the home. Although a loan can include some renovation costs, FHA loans cannot be used for real estate investments in Los Angeles County.

Additionally, your loan amount cannot exceed the value of home you are purchasing. Learn more about FHA Loan Requirements.

Cities and ZIP Codes in Los Angeles County

The FHA Limits, VA Loan Limits, HECM Loan Limits, and Conforming Loan Limits listed on this page apply to Los Angeles County, California which includes the following cities: Norwalk, Pacoima, South Gate, Hawthorne, Bell Gardens, Sylmar, Long Beach, La Puente, Los Angeles, Baldwin Park, Huntington Park, Bellflower, Reseda, Pomona, Rosemead, Pico Rivera, Lancaster, Palmdale, Lynwood, Montebello, Carson, Panorama City, Hacienda Heights, Cerritos, El Monte, Azusa, Granada Hills, Diamond Bar, Alhambra, North Hills, San Pedro, North Hollywood, Paramount, La Mirada, Wilmington, Rowland Heights, Walnut, Van Nuys, Canoga Park, Torrance, Compton, Gardena, Rancho Palos Verdes, Sun Valley, Winnetka, West Covina, Redondo Beach, Downey, Monrovia, Woodland Hills, South El Monte, Whittier, Manhattan Beach, Canyon Country, San Gabriel, Chatsworth, Temple City, Altadena, San Dimas, Monterey Park, Porter Ranch, Covina, Arcadia, Santa Clarita, La Verne, Pasadena, Claremont, Glendale, Valencia, Lakewood, Burbank, Inglewood, La Crescenta, Lawndale, Culver City, San Fernando, Newhall, Sherman Oaks, Northridge, Palos Verdes Peninsula, Studio City, Tarzana, Agoura Hills, Santa Monica, Calabasas, Encino, Glendora, Valley Village, South Pasadena, West Hills, Venice, Duarte, Tujunga, Harbor City, Pacific Palisades, Maywood, Castaic, La Canada Flintridge, West Hollywood, Beverly Hills, Marina Del Rey, Lomita, Hermosa Beach, Sunland, Stevenson Ranch, El Segundo, Mission Hills, Malibu, Artesia, San Marino, Santa Fe Springs, Hawaiian Gardens, Playa Del Rey, Littlerock, Sierra Madre, Signal Hill, Acton, Montrose, Topanga, Playa Vista, Avalon, Lake Hughes, Pearblossom, Llano, City of Industry, Bell, Toluca Lake, Dodgertown, Mount Wilson, Verdugo City, Universal City, and Valyermo.

Los Angeles County loan limits also apply to the following ZIP codes: 90650, 91331, 90280, 90250, 90201, 91342, 90805, 91744, 90011, 91706, 90044, 90255, 90706, 91335, 91766, 91770, 90660, 93536, 93550, 90262, 90026, 90640, 90022, 90745, 93535, 91402, 91745, 90703, 90042, 90019, 91732, 90066, 90034, 91702, 90003, 90004, 91344, 91765, 91801, 91343, 90731, 91605, 93551, 90723, 90638, 90744, 90037, 91748, 91789, 91406, 91304, 90503, 90047, 90001, 90221, 90247, 90275, 90063, 91352, 90006, 90813, 90065, 91405, 90046, 90025, 90016, 90220, 91306, 90027, 91790, 91767, 90278, 90501, 90808, 90018, 90032, 90241, 91606, 90043, 90815, 91016, 91367, 90242, 90505, 91733, 90002, 90605, 90023, 90266, 91387, 91776, 90277, 91311, 90604, 90806, 91780, 90045, 90049, 90033, 91401, 91001, 91773, 91754, 91326, 91722, 91006, 90810, 91350, 91750, 90504, 91104, 91711, 91205, 91107, 90031, 90804, 91007, 91355, 90807, 90029, 90036, 93552, 90712, 91351, 91505, 91601, 90301, 91791, 91214, 90803, 90260, 90230, 90059, 90802, 91340, 91206, 90020, 91321, 91423, 90606, 93534, 91803, 91325, 90601, 90274, 90713, 91792, 91746, 91604, 91356, 90039, 91354, 91301, 90064, 91768, 90005, 90405, 90062, 91302, 90024, 91316, 91364, 90057, 91741, 91755, 90249, 91607, 90008, 91030, 90041, 90746, 90222, 91307, 90302, 91724, 90035, 90291, 91010, 91042, 91740, 91504, 91324, 90304, 90007, 90403, 91731, 91403, 91775, 90240, 90710, 90272, 90270, 90038, 91103, 90028, 91384, 90061, 90303, 91011, 91106, 91303, 91202, 90602, 91201, 90732, 90048, 90069, 90210, 90292, 90717, 90603, 90404, 90254, 91040, 91501, 90068, 91436, 91390, 90715, 91411, 91381, 90245, 91506, 90502, 91345, 90814, 91602, 90012, 91723, 91208, 91101, 90232, 90265, 90701, 90212, 91108, 90670, 90305, 90017, 91204, 91203, 90015, 90716, 90402, 91105, 90293, 90040, 93543, 91024, 90248, 90211, 90755, 91207, 91502, 90077, 90056, 93510, 91020, 90067, 90290, 90401, 93591, 90013, 90094, 90010, 90014, 90704, 93539, 90058, 93532, 90801, 90009, 91802, 91769, 91109, 90021, 91380, 93590, 93553, 91747, 91413, 90251, 90707, 91392, 90295, 90748, 91510, 90406, 90078, 91017, 91793, 90081, 90651, 91209, 90224, 91357, 90071, 91778, 91734, 90213, 91386, 91008, 90231, 90267, 91031, 91409, 90209, 90510, 91788, 90637, 91322, 91333, 93544, 91353, 90733, 90714, 91365, 91225, 90809, 91715, 90239, 91313, 90294, 91066, 91416, 91337, 91102, 90202, 90749, 91376, 91396, 90051, 91309, 90607, 91012, 90608, 91412, 90086, 90711, 90702, 91615, 91341, 91327, 93584, 91025, 90411, 91221, 91346, 91308, 91226, 90264, 91394, 91009, 91503, 91077, 91426, 90093, 91117, 90853, 90308, 91614, 90050, 91003, 91395, 90076, 91041, 91328, 91610, 91125, 90030, 90052, 90053, 90054, 90055, 90060, 90070, 90073, 90074, 90075, 90079, 90080, 90084, 90087, 90089, 90090, 90091, 90095, 90223, 90233, 90261, 90263, 90296, 90306, 90310, 90311, 90312, 90407, 90408, 90409, 90410, 90506, 90507, 90508, 90509, 90609, 90610, 90639, 90652, 90661, 90662, 90671, 90734, 90747, 90822, 90831, 90832, 90840, 90844, 90846, 90895, 91021, 91023, 91043, 91046, 91114, 91115, 91116, 91118, 91121, 91124, 91129, 91182, 91188, 91210, 91222, 91224, 91305, 91310, 91329, 91330, 91334, 91371, 91372, 91383, 91385, 91393, 91404, 91408, 91410, 91495, 91507, 91508, 91521, 91522, 91523, 91603, 91608, 91609, 91616, 91617, 91714, 91716, 91735, 91749, 91756, 91772, 93563, 93586, and 93599.